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Nancy Machaj Female Chicago, IL United States: Like

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Coverdell Savings for Children's Education

Started this discussion. Last reply by Amanda Feb 27, 2009. 2 Replies 0 Likes

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Nancy Machaj replied to Frank Maier's discussion A Paean to Sandra Dodd

"I am so grateful that Sandra freely shares her wisdom. I am grateful for her patience, her integrity, her unflinting and unflinching honesty, her ability to get to the heart of the matter and not be distracted by all the defense mechanisms people…"

Jun 9, 2009

Nancy Machaj left a comment for Laura

"no, i have never heard of it. hm.?"

Mar 14, 2009

Laura left a comment for Nancy Machaj

"Do you know anything about the IL Unschool Network? They mentioned it at the HOUSE council meeting but I can't find anything online. It's a new network and part of AdHoc."

Mar 14, 2009

Amanda replied to Nancy Machaj's discussion Coverdell Savings for Children's Education

"You could try an UTMA or UGMA depending on your state. Universal transfer (gift) to minors act. It give all the money to the child at a certain age (varies by state) or the parent can spend it on the child for anything other than basic expenses.…"

Feb 27, 2009

Sandra Dodd replied to Nancy Machaj's discussion Coverdell Savings for Children's Education

"We have savings bonds that can be used tax-free if it goes to secondary education. Kirby took two free classes. Marty talks sometimes about the possibility of studying engineering, but I don't know the rules on how old he can be before they…"

Feb 27, 2009

Nancy Machaj posted a discussion

Coverdell Savings for Children's Education

My children are young, 5 and 1. They would likely benefit from the magic of compounding interest if we were to start a savings account for them. There are tax advantages to choosing something called a Coverdell Accounthttp://www.fairmark.com/college/saving/coverdell/index.htmAnd it looks flexible as to what is considered an educational expense. Furthermore, the beneficiary can be changed, so if one child doesnt use it, you…See More

Feb 27, 2009

2 Comments 0 Likes

Bonnie commented on Nancy Machaj's blog post Saving For Education?

"For something that's an open question, you'll usually get more responses if you post in the forum. A lot of people seem to skip over the blog posts. I don't know much about these kind of accounts. What happens if neither child…"

Feb 27, 2009

Nancy Machaj posted a blog post

Saving For Education?

Im wondering what people are doing about saving for education for their kids.My kids are 5 and 1, so they'd benefit from the magic of interest accrual if we started investing and saving now. But I have no idea if they'll choose school or anything that we could use the money for (if we chose specific education savings accts like the 529 or Coverdale acct)Of course, we could just save money, but there are tax benefits to the other ones. Im considering the coverdale, because it appears to be very…See More

Feb 26, 2009

1 Comment 0 Likes

Profile Information

what does "radical unschooling" mean to you?: Applying mindful parenting to all aspects of life, including education.

how long have you been unschooling or homeschooling?: I discovered the concept when I was pregnant with my first baby, and immediately I knew it was how I wanted to live with my family. Everything Ive done since has been with that in mind. Mindful parenting is our goal-technically we wont be homeschooling until our kids are school aged. :)

first names of children: Zibby 2-16-04
Henry 9-14-07

blog: http://happychildhood.homeschooljournal.net

flickr or other photo sharing page: http://www.flickr.com/photos/happychildhood/

website: http://twitter.com/Nankilicious

Nancy Machaj's Blog

Saving For Education?

Posted on February 26, 2009 at 9:55pm 1 Comment 0 Likes

Im wondering what people are doing about saving for education for their kids.

My kids are 5 and 1, so they'd benefit from the magic of interest accrual if we started investing and saving now. But I have no idea if they'll choose school or anything that we could use the money for (if we chose specific education savings accts like the 529 or Coverdale acct)

Of course, we could just save money, but there are tax benefits to the other ones. Im considering the coverdale, because it… Continue

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At 12:34pm on March 14, 2009, Laura said…: Do you know anything about the IL Unschool Network? They mentioned it at the HOUSE council meeting but I can't find anything online. It's a new network and part of AdHoc.

At 3:59pm on January 16, 2009, Laura said…: Cool! Let's meet up then. Shall we?

At 2:59pm on January 16, 2009, Laura said…: Hey Nancy! You going to UWWG? We are. We need to get something going in the midwest. I'm feeling lonely.

At 9:05am on September 12, 2008, Barbara Splett said…: Hey Nancy, I'm so happy we got to meet! What a beautiful family you have. I hope you guys had an uneventful trip home. B

At 12:04am on September 12, 2008, Laura said…: Wait - you live in Chicago! Woohoo! I'm the cornfields of northern IL! West of you.

At 8:14pm on August 15, 2008, Ginger said…: Just visited your blog...and I remember you all! Can't wait to see you at L&L (you are going?) Great to see you here...

At 12:40am on August 12, 2008, melissa said…: sorry it took me so long to reply...Im glad to know you even if its "ether knowing" lol..

At 1:49pm on August 9, 2008, Vicki "Jakesmome" Watkins said…: It is weird discovering people you don't know are reading. I just assume everyone is someone I know in IRL or from unschooling lists. What I learned is that the majority are wanna be fulltime travelers....not unschoolers, at all. me..shocked!

Thanks for reading! Have a good one!

At 4:31pm on August 5, 2008, Bekah said…: Hello Nancy I have created a group called Illinois Unschoolers. Feel free to join up. As of yet no members but I hope that some great discussions happen soon.